The interest rate and the monthly payment stay the same for the whole loan term: it is the most widely used formula to finance the purchase of a main or secondary residence in France.
The zero-interest loan (PTZ) is a state-backed, interest-free loan reserved for first-time buyers, subject to income conditions and the property's geographic zone.
Learn more →A bridge loan lets you finance the purchase of a new property before your current home is actually sold, by advancing all or part of its estimated value.
Learn more →With an interest-only loan, only the interest is repaid each month; the borrowed principal is repaid in one go at the loan's maturity.
Learn more →If you hold a home savings plan (PEL) or account (CEL), you can get a home loan at a rate fixed when the plan was opened, independent of market rates at the time of purchase.
Learn more →Each monthly payment repays a share of principal and a share of interest, calculated once and for all at signing according to an amortization schedule. The amount borrowed, the term and the rate set the monthly payment from the start.
Suited to a borrower who wants visibility and budget security for the whole loan term, without any risk of a market-related increase.
A partial or full early repayment may lead to penalties, capped by law at 6 months' interest within a limit of 3% of the remaining principal.
An advisor reviews your eligibility and gets back to you within 24 to 48 business hours.