How it works
The bank advances a percentage of the estimated value of the property being sold (generally between 60 and 80%), repaid in one go at the resale.
Prodiges & RézilienceCrédit & financement
A bridge loan lets you finance the purchase of a new property before your current home is actually sold, by advancing all or part of its estimated value.
The interest rate and the monthly payment stay the same for the whole loan term: it is the most widely used formula to finance the purchase of a main or secondary residence in France.
Learn more →The zero-interest loan (PTZ) is a state-backed, interest-free loan reserved for first-time buyers, subject to income conditions and the property's geographic zone.
Learn more →With an interest-only loan, only the interest is repaid each month; the borrowed principal is repaid in one go at the loan's maturity.
Learn more →If you hold a home savings plan (PEL) or account (CEL), you can get a home loan at a rate fixed when the plan was opened, independent of market rates at the time of purchase.
Learn more →The bank advances a percentage of the estimated value of the property being sold (generally between 60 and 80%), repaid in one go at the resale.
Useful when you have found your future home before selling your current property, so as not to miss a purchase opportunity.
Its term is limited, generally 12 to 24 months. If no sale takes place within that time, the situation must be renegotiated with the bank.
An advisor reviews your eligibility and gets back to you within 24 to 48 business hours.