Prodiges & Rézilience
Prodiges & Rézilience CréditCredit & financing
Credit & financing

Know your budget and get the right financing.

An estimate of your borrowing capacity, an optimized file, and partner banks put in competition.

Home loan Consumer credit Business loan
Calculate my borrowing capacityInstant estimate Home loanPurchase or investment Loan consolidationLower monthly payments Submit an enquiryFree initial review
+1000clients supported
+5M€in financing secured
+8 ansof experience
Your financing application

Clear steps through to your loan offer.

We help prepare your application: borrowing capacity, documents, comparing lenders and follow-up.

1EstimateIndicative budget and debt-to-income ratio.
2ApplicationDocuments and information to support your application.
3ComparisonLenders and mortgage insurance.
4ApprovalSupport through to your loan offer.
Credit & financing

From borrowing capacity to signing

  • Borrowing capacity : an indicative estimate in a few seconds.
  • Financing search : an optimized file, with partner banks put in competition.
  • Borrower insurance : substitution to reduce the monthly payment, at equivalent guarantee levels.

Indicative, non-binding result. Financing subject to bank approval. Substitution: equivalent guarantees required. Fees: on quote (free initial review).

Our solutions

Financing for every project

Home loan

Primary residence, second home or rental investment.

First-time buyerfile structuring for a first purchase.
Rental investmentfinancing optimized for your rental project.

Loan consolidation

Consolidate your loans to lighten your monthly payments.

Loan consolidationa single monthly payment, tailored to your budget.

Home improvement loan

Finance a renovation, extension or energy-efficiency works.

Renovationfinancing tailored to the scale of your works.

Consumer credit

Finance a personal project, without touching your savings.

Personal loanfor any project, no proof of use required.

Business loan

Finance the creation, growth or equipment of your business.

Business loanbusiness creation, takeover or growth.
Equipment financingequipment, vehicles or business premises.

Borrower insurance

Reduce the total cost of your loan, at equivalent guarantee levels.

Insurance substitutioncompare and switch at any time (Lemoine law).
Frequently asked questions

Your questions about loans

What's my borrowing capacity?

Use our simulator to get a first estimate in seconds, then refine it with an advisor.

How long does it take to get a loan offer?

Typically 2 to 6 weeks between filing your application and receiving the offer, depending on the complexity of your situation.

Can I change my borrower insurance after signing?

Yes, the Lemoine law lets you cancel your borrower insurance at any time, at equivalent guarantee levels.

Is loan consolidation right for me?

If you have several loans running and want to lower your monthly payments, loan consolidation may be a suitable solution: we review your situation for free.

Is the first conversation free?

No, the initial review is always free and with no obligation. Our fees are then communicated via a quote.

Contact

Let's talk about your project