Prodiges & Rézilience
Prodiges & RézilienceHelp center
Help center

How can we help you?

Answers to the most frequently asked questions, organized by service.

Property

Buying, selling, renting out

How long does a property search take?

It depends on your criteria and the local market, but we present targeted properties from the first few weeks and support you through to signing.

Do you work with both new-build and existing properties?

Yes, we source both new-build programs and existing properties through our partners, depending on your project and budget.

Do you also support the resale of my property?

Yes: valuation, mandate, marketing and follow-up through to the final signing are all part of our sales support.

Do you offer rental support after purchase?

Yes, we help you prepare the property and find a tenant, as a natural continuation of your investment project.

View the Property page
Credit & financing

Borrowing capacity, financing, borrower insurance

What's my borrowing capacity?

Use our simulator to get a first estimate in seconds, then refine it with an advisor.

How long does it take to get a loan offer?

Typically 2 to 6 weeks between filing your application and receiving the offer, depending on the complexity of your situation.

Can I change my borrower insurance after signing?

Yes, the Lemoine law lets you cancel your borrower insurance at any time, at equivalent guarantee levels.

Is loan consolidation right for me?

If you have several loans running and want to lower your monthly payments, loan consolidation may be a suitable solution: we review your situation for free.

View the Credit & financing page
Savings & investment

Investing, growing your savings, preparing for retirement

What's the minimum amount to start investing?

There's no set minimum: we tailor the solution to your budget, whether you're starting with a few hundred or several thousand euros.

What's the difference between self-managed and managed investing?

With self-managed investing, you choose your own funds. With managed investing, a partner asset manager adjusts the allocation based on your risk profile.

Is my capital guaranteed?

It depends on the fund chosen: euro funds and savings accounts are secure, while unit-linked funds carry a risk of capital loss.

Can I withdraw my money at any time?

It depends on the fund: savings accounts are available at any time; a PER is locked until retirement except in cases set by law (buying your main home, major life events), and an SCPI is usually held for at least 8 to 10 years.

Do you offer BRVM stock market investing?

Yes: it's a stock market investment option, distinct from traditional savings. We first offer an introductory course on how it works, then personalized support to build your portfolio.

View the Savings & investment page
Insurance & Provident cover

Protecting your home, your business and your income

Is the first conversation free?

No, the initial review is always free and with no obligation. Our fees are then communicated via a quote.

View the Insurance & Provident cover page
Another question?

Contact us

Book an appointment online

By video call or phone, whenever suits you.

Call us

07 81 53 90 98

Write to us

contact@lesprodigesdelafinance.com